Deposit Products

We offer a deposit product to meet your needs.

If you’re with another institution, switch your Accounts to Kansas State Bank anytime from anywhere. It’s quick and easy with our Switch Kit. If you would like more information, and would like to open an account in person, just stop by one of our convenient locations. You can also reorder checks anytime using using our secure Check Reorder Form.

To view our disclosures, please click on our Terms and Conditions.

FREEdom Account

Our full service checking accounts have been designed to meet your needs. Whether you want a free checking account, or one that earns a competitive interest rate, we’ve got an account that’s right for you.

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Benefits:

Money Market Account

Our full service checking accounts have been designed to meet your needs. Whether you want a free checking account, or one that earns a competitive interest rate, we’ve got an account that’s right for you.

Open An Account
Benefits:
  • Interest bearing account
  • $5 monthly fee plus $.15 per debit if balance drops below $1,000

Classic Account

Our full service checking accounts have been designed to meet your needs. Whether you want a free checking account, or one that earns a competitive interest rate, we’ve got an account that’s right for you.

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Benefits:
  • Personal Accounts
  • Ages 60 and over
  • No monthly maintenance fee
  • Free cashier's checks
  • Free money orders
  • Free 3x5 safe deposit box
  • Free traveler's checks

Regular Checking

Our full service checking accounts have been designed to meet your needs. Whether you want a free checking account, or one that earns a competitive interest rate, we’ve got an account that’s right for you.

Open An Account
Benefits:
  • Personal Accounts
  • Commercial / Business
  • $3.00 Monthly maintenance fee (if balance falls below $500)
  • $.15 per debit (if balance falls below $500)
  • Get your personal account statements via email and we'll waive your monthly fees!
  • Print, complete and return this form

Now Account

Whether you want to open a savings account today, or have funds you want to invest, we’ve got a savings account that’s right for you. And with an automatic transfer from your checking account, you can watch your savings grow.

Open An Account
Benefits:
  • Interest bearing account
  • $1,000 minimum balance
  • $5 monthly fee plus $.15 per debit if balance drops below $1,000

Savings Account

Whether you want to open a savings account today, or have funds you want to invest, we’ve got a savings account that’s right for you. And with an automatic transfer from your checking account, you can watch your savings grow.

Open An Account
Benefits:
  • 2 free withdrawals per month
  • Excess withdrawal fee of $1.00 per withdrawal in excess of two per month if balance falls below $500